Our investment management covers:

Our strategic goals and objectives are based on our aspiration to be recognized as a distinctive asset manager.

• Designing the investment policy.
• Assessing investment risk.
• Sustainable Business Model.
• Maximising returns for a given level of risk, all against the backdrop of the Client's insurance risk.
• For the purposes of asset allocation, we carefully analyze world economies, market sectors, then any individual stocks and bonds within those markets.
• Diversification is critical for success: Studies have shown how much is held in stocks, bonds and cash is the most important decision investors make.
• Cost Matters: Low-expense funds are the one cost every investor can control. Higher cost does not mean better performance in investing. Historically, index-based funds have outperformed the vast majority of actively managed funds which typically have much higher expenses.
• Investing is a long-term proposition: Trends and trying to time the market are not a philosophy - they are guesses at best.
• Our core philosophy is that over the long term, equities outperform cash. Therefore to hold only cash in the long term may be a risk that results in underperformance. However, on a short term basis we may substantially increase our cash allocation in a portfolio if market conditions necessitate.

Investment Policy

We believe strong governance practices and management of social and environmental risks are essential in delivering financial performance and investment returns.

Newport Investments Pte Ltd applies a clear and transparent set of policies to projects seeking, and then receiving, agency support. Among others, these include our eligible global investor and country eligibility requirements and our credit and character risk due diligence policy.

Individual Asset Allocation

We manage the portfolio of assets within the limits of the individual investment requirements. The investment portfolio is invested in:

• Fixed income (cash, government securities and corporate bonds) equities.
• Absolute return funds (ARF).
• Sustainable Business Model.
• A disciplined investment process is essential in constructing well diversified portfolio for any individual.

Asset allocation is one of the most fundamental decisions we will make with regards to your portfolio. Any security specific decision we make is preceded by an asset allocation decision.

Current research indicates that the asset allocation structure of portfolios accounts for approximately 90 % of the variation in returns over time.

For each class of asset, the investment policy specifies minimum and maximum percentage holdings within the investment portfolio.